Mount Pleasant BTO 2025–2026: Full Guide to the Upcoming 6,000 Homes

Mount Pleasant BTO offers ~6,000 flats in Toa Payoh with white-flat options, car-lite design, and TEL access. Learn about Plus/Prime rules, grants, and application strategies.

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Mount Pleasant BTO 2025–2026: Full Guide to the Upcoming 6,000 Homes

The Mount Pleasant estate is shaping up as one of Singapore’s most significant new housing precincts in years. Housing Board (HDB) has confirmed that the estate will now feature about 6,000 flats across four Build-To-Order (BTO) projects, an increase from the earlier 5,000 units projected. This expansion reflects detailed planning studies and the need to support strong housing demand in the city-fringe region.


Key Highlights of the Estate

  • Increased supply: Around 6,000 flats across four projects, including public rental units.

  • First launch in Oct 2025: Mount Pleasant Crest, with ~1,350 flats (2-room flexi, 3-room, 4-room) and 270 public rental flats integrated across selected blocks.

  • White-flat option: Buyers can choose open-concept layouts without internal partition walls, following the pilot at Crawford Heights where ~40% of buyers opted in.

  • Convenience built in: The first project will feature a pre-school, eatery, and supermarket.

  • Car-lite, transit-first estate: With dedicated bus lanes, wider footpaths, cycling paths, and a green pedestrian connector to Mount Pleasant MRT station on the Thomson-East Coast Line, which will open in tandem with the housing phases.

  • Smart and green features: Every car park will be equipped with electric vehicle (EV) charging points, and flats will come with provisions for smart-home technology.

  • Town and amenities: The estate sits within Toa Payoh, benefitting from the upcoming Toa Payoh Integrated Development at Lorong 6, which will offer sports facilities, a polyclinic, library, park, and shops.

  • Heritage integration: Selected buildings from the former Old Police Academy will be conserved and adapted into public and community spaces.


Mount Pleasant Crest , Fast Facts

Item Details
Project Mount Pleasant Crest (Oct 2025 BTO)
Town Toa Payoh
Approx. Units ~1,350 (2-Room Flexi / 3-Room / 4-Room)
Public Rental ~270 rental units integrated within selected blocks
Layout Choice Standard or “White Flat” (open-concept)
On-Site Amenities Pre-school, eatery, supermarket
Mobility Car-lite design; transit-priority roads, cycling paths, wide footpaths
Rail Access Mount Pleasant MRT (TEL) opening with housing
Green Features EV chargers in all car parks; smart-home readiness

Why the Estate Stands Out

Young families will appreciate the city-fringe location, accessibility to daily amenities, and the option to live near parents with enhanced support from Family Care schemes.

Multi-generation households benefit from integrated public rental options, joint-balloting schemes, and nearby community facilities.

Design-conscious buyers can take advantage of the white-flat option, staging renovations over time for flexibility and cost control.

Sustainability-minded residents will find the car-lite layout, EV charging, and smart infrastructure aligned with modern urban living.


Prime, Plus, or Standard?

The Mount Pleasant estate could be classified as Plus or even Prime, given its location near the city centre. If so, expect:

  • 10-year Minimum Occupation Period (MOP)

  • Subsidy recovery upon resale (percentage announced per project)

  • Stricter resale conditions, including income ceiling checks for buyers

  • No renting out of the whole flat, even after MOP

Buyers should prepare long-term plans, as resale flexibility is lower compared to Standard flats.


White Flats vs Standard Flats

Aspect White Flat Standard
Move-in Speed May require more renovation time Ready with partition walls
Reno Cost Flexible; phased spending possible More predictable
Layout Flexibility Maximum freedom; define spaces as needed Fixed layout
Future Changes Easy to reconfigure with modular walls Requires hacking and rebuilding
Sustainability Reduced material waste if staged Typical build

White flats” are open-concept flats delivered without internal partition walls (except for bathrooms and structural elements). Instead of the usual fixed layout, buyers receive a flexible open space that they can configure to suit their lifestyle.

Key Points About White Flats

  • No bedrooms built-in: The walls that usually separate the living room and bedrooms are left out.

  • Customisable layout: Owners can design spaces over time, e.g., larger master bedroom, home office, or studio-style living.

  • Cost flexibility: Renovation can be staged, allowing buyers to spread costs instead of paying upfront for full reno.

  • First introduced at Crawford Heights (Kallang/Whampoa) in 2024, where about 4 in 10 buyers opted in.

  • Optional choice: Buyers can still select the standard flat with fixed walls if preferred.

This design suits young couples, singles, or households who want maximum freedom in planning their interiors.


Plus and Prime Rules for Mount Pleasant

HDB has introduced the Standard, Plus, and Prime classification framework for new BTO flats since 2024. Mount Pleasant is highly likely to fall under Plus or Prime, given its city-fringe location, MRT connectivity, and proximity to amenities.

Here’s what each means:

Plus Flats (likely scenario for Mount Pleasant)

  • 10-year Minimum Occupation Period (MOP) before resale.

  • Subsidy recovery: Buyers must return a portion of the initial housing subsidies when reselling (exact % announced at launch).

  • Resale restrictions: Only Singapore citizens are eligible; permanent residents and singles may face tighter criteria.

  • Rental restrictions: Cannot rent out the whole flat, only bedrooms allowed.

  • Price moderation: Comes with higher subsidies than Standard flats to keep them affordable despite prime location.

Prime Flats (possible for Mount Pleasant, but less likely than Plus)

  • All the Plus rules apply, but with even stricter resale and rental conditions.

  • Greater subsidy clawback at resale.

  • Aimed at the most central or highly connected estates (like Rochor River Peaks or Bukit Merah Ridge).


In short:

  • White flats = open-concept, highly flexible layout option.

  • Plus/Prime rules = stricter resale conditions, longer MOP (10 years), and subsidy clawback to ensure fairness and affordability in central locations.

Scenarios for Different Buyers

Young Couple Near Parents
A couple may apply under the Family Care Scheme (Proximity), securing priority allocation to live close to parents. Choosing a 3- or 4-room white flat allows them to expand or modify spaces as their family grows.

Two Related Households
Parents and adult children applying together can leverage the Family Care Scheme (Joint Balloting), where eligible flat types exist, to secure units within the same project. This arrangement helps with caregiving and shared resources.

Car-Lite Professionals
Singles or couples working in the CBD may value the TEL station access and car-lite planning. A white flat can be designed with a home office or flexible work-live arrangement.


Key Takeaways

  • Supply expanded to ~6,000 flats, creating one of Singapore’s largest city-fringe estates.

  • White-flat option offers long-term adaptability and renovation cost control.

  • Car-lite estate integrates sustainable transport and green mobility.

  • Possible Plus/Prime classification means stricter rules, buyers must plan for long-term occupancy.

  • Integrated amenities and heritage conservation enhance the estate’s liveability and identity.


FAQ: Mount Pleasant BTO 2025–2026

  1. How many flats will the estate have? – About 6,000 across four projects.

  2. When is the first launch? – October 2025.

  3. What flat types are available? – 2-Room Flexi, 3-Room, 4-Room, plus rental units.

  4. What is a white flat? – Open-concept flat delivered without partition walls.

  5. How popular are white flats? – ~40% uptake at the 2024 pilot project.

  6. What amenities will Mount Pleasant Crest have? – Pre-school, eatery, supermarket.

  7. Which MRT serves the estate? – Mount Pleasant MRT (TEL), opening with housing.

  8. What sustainability features are planned? – EV charging in car parks, smart-home provisions.

  9. Which town does it belong to? – Toa Payoh.

  10. What other facilities are nearby? – Toa Payoh Integrated Development with sports, health, and community amenities.

  11. Could the flats be Plus or Prime? – Yes, final classification will be announced at launch.

  12. What does Plus/Prime mean for buyers? – 10-year MOP, subsidy recovery, resale restrictions.

  13. Can owners rent out the entire flat? – Not if classified as Plus/Prime.

  14. What is required before application? – A valid HFE Letter confirming eligibility, loan, and grants.

  15. Are there priority schemes? – Yes, Family Care Scheme (Proximity) and Joint Balloting for related households.

  16. Will heritage be retained? – Yes, selected Old Police Academy structures will be conserved.

  17. What is the size of the estate compared to others? – About one-third the size of Bidadari estate.

Algene Toh

Algene Toh

Senior Real Estate Salesperson
Asset Investment Brokers Pte Ltd
Visit us: profile

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